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Indexed Deposit

Would you like to benefit from the market opportunities while your capital is secured?

Indexed Deposit Account is a time deposit account offering a fixed interest rate for a ratio of your savings and a variable yield indexed to financial markets for the rest.

Product Specifications

  • Offers investment with smaller amounts
  • Enables to invest with smaller amounts in TRY/USD/EUR.
  • Benefits your deposit account with alternative instruments at the financial markets
  • ISE grows, gold prices increase, global markets offer opportunities. Indexed Deposit offers you new opportunities for a ratio of your savings through equity indexes, gold, foreign currency, exchange rate parities and etc.
  • Your capital is guaranteed with Indexed Deposit Account
  • No need to worry even financial markets indexed to your deposit account declines. Since your capital is guaranteed you will get your capital back at the end of maturity even the instrument that your deposit account is indexed declines
  • Offers medium and long-term investment
  • Enables to invest for a financial instrument minimum 6 months.
  • During Offer Collection Period, content and conditions of Indexed Deposit Account is announced through HSBC Bank Branches and HSBC Bank Retail Internet Banking www.hsbc.com.tr

Taxation

Earnings both from fixed and variable part of Indexed Deposit Account is subject to 15% withholding tax at the end of maturity.

Workflow of Indexed Deposit Account

  • Content and conditions of Indexed Deposit Accounts offered by HSBC Bank A.S. for particular time period and various conditions is announced through HSBC Bank Branches and HSBC Bank Retail Internet Banking www.hsbc.com.tr
  • Interest payments to fixed part of the Indexed Deposit Account is done at designated interest paying period.
  • At the end of maturity fixed interest income and the yield of the related Index is paid to the account together with the capital.

Indexed Deposit Account Applications

For detailed information about Offer Collection Period and terms and conditions about Indexed Deposit Account please contact HSBC Bank Branches, call HSBC Telephone Banking 444 0 111 and click HSBC Bank Retail Internet Banking www.hsbc.com.tr

Applications for Indexed Deposit Account can be given during Offer Collection Period through HSBC Bank Branches and HSBC Bank Retail Internet Banking www.hsbc.com.tr

(1) If your capital currency is different than your indexed deposit account’s currency, there is a parity risk due to market fluctuations on exchange rates.