Interest rates displayed in the above table are monthly credit card interest rates. HSBC reserves the right to change interest rates and fees, and will promptly announce any changes.
For the text messages we send and/or phone calls we make as a consequence of your delinquent balance, you will be charged a fee of TL 5.00 or USD 2.50, depending on your credit card statement type.
Premier Miles advantages are only valid by an annual fee of TRY 115 for main cardholders and TRY 57 for supplementary cardholders. To get further information on Premier Miles, please click here.
According to regulation about Bank and Credit Cards, minimum payment amounts differentiated for first time card holders. According to regulation; first time credit card users have to pay at min. 40% of the total amount on Bank Statement. Up to TL15.000 limit assignments; customers have to pay 30%, from TL15.000 up to TL20.000 limit assignments; customers have to pay %35, from TL20.000 or more limit assignments, customers have to pay 40% of total amount on Bank Statement.
Minimum payment amounts for Existing Credit Card; cards with Limits Up to TL15.000 have to pay 27% of the amount on Bank Statement between 1/1/2014-1/1/2015 and Credit Cards with Limits between TL 15.000-20.000 have to pay %32 of total amount on Bank Statement between 1/1/2014-1/1/2015.
Acording to same regulation; Since 9th October 2013; If you do not pay 3 times minimum payment amount on your Bank Statement in a year; You can not utilize from Cash Advance; Cash Advance with installments and CashPoint features of your HSBC Credit Card, until you pay the total amount.
Other Bank ATM Transactions via HSBC Debit Card within Turkey* - Below TL 500
Other Bank Abroad ATM Transactions via HSBC Debit Card***
Notes Retail Banking Transaction fees are valid as of 28.10.2015 and subject to change by HSBC Bank A.Ş. All rights reserved. All charges stated above are subject to additional 5% Banking Insurance Transaction Tax (BITT). For Turkish Republic of Northern Cyprus branches valid BITT is 3%. * Express Banking Channels (Personal Internet Banking,Telephone, Mobile and ATM Banking) transaction fees include BITT. Express Banking Channels FX Fund Transfer fees charged in foreign currency (TL equivalent).One Time Password SMSs sent for HSBC Bank Retail Internet Banking log ons are free of charge. Late EFT fee is applied to transactions made on weekdays between the hours of 16:00 17:00 through HSBC Bank Retail İnternet Banking. ** BITT is included in HSBC Group Encashment Fee, Account Maintenance Fee, Secure Key, Your Financial Information Statement Fee, Overdraft Account Statement Fee and School Payment Loan Limit Statement Fee. *** BITT is not included(1) An additional valuable paper cost-earthquake tax is charged per page.(2) An additional Overseas Special Delivery Fee is charged for Other Banks Foreign Currency Check Collection.(3) Charged per customer from TL or fx demand deposit accounts.
*5% Banking and Insurance Transactions Tax will be included in fees mentioned above. Fees whose calculation methodology is stated as daily or annually are collected on a monthly basis. HSBC has right to change to make changes in these fees and commissions which has been established in accordance with CRA's Fee Schedule Guideline.