Mortgage Loan
Everyone deserves a home of their own.
With an HSBC Mortgage, you can own the home of your dreams.
Features and Advantages
- With the collateral of a completed property, you can use a loan limit of minimum of YTL 5,000, or its foreign currency indexed equivalent.
- You can use a loan limit of maximum 75% of the appraisal value of the house you plan to purchase for YTL loans. The limit is 50% for foreign currency indexed loans.
- The maximum term is 360 months for YTL loans, and 120 months for foreign currency indexed loans.
- In addition to the advantage of low interest rates, you can benefit from “early payment”, “interim payment” and “automatic payment” options. (L ink – to Automatic Payments page)
- With Personal Accident Insurance* you can easily handle your insurance procedures without a certificate of health or a check up.
- Take advantage of one-time or low insurance premium payments throughout the life of your loan*.
*For mortgage loans with maturities of more than 12 years, the Personal Accident Insurance policy will be renewed at the end of 12 years based on the remaining principal and the remaining loan term.
Interest/Fees/Limit and Benefits
Information is available on interest rates for Mortgages, fees, limits and benefits.
You can calculate the amount of your monthly installment payment using our handy Calculator.
Application Procedure
Please click for the documents needed for the application.
Documents needed for the Application:
- Application form
- Identification (a certificate of birth, driver’s license or photocopy of passport for real persons of Turkish citizenship, passport or residence permit for real persons of foreign citizenship)
- Income Statement (Last month’s payroll sheet for salaried employees; if the payroll is printed on paper with the firm’s letterhead, the firm’s signature circular is also required; tax statement for the self-employed)
- Trade registry gazette for the self-employed/ business owners.
- Photocopy of the deed of the property that is to be purchased.
- Additional documents or guarantees may be required according to loan terms & conditions.
Forms are in Adobe Acrobat® PDF format. You can download the appropriate version Adobe Acrobat® Reader for your computer and operating system by following the Adobe Acrobat® link here. Once you have installed the program, you can return to this page and easily access the forms.
For More
For further information, please call HSBC Bank Telephone Banking at
444 0 111.
