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Precious Metals Deposit Account

Take the opportunity to invest in gold and silver in grams.

Gold Account

With HSBC Gold Account and Silver Account, you may buy/sell gold and/or silver in grams.You may also manage your investments with gold time deposit accounts.

You may easily invest in gold and silver with no risk of theft, loss and fraud; similar to foreign currency exchange transactions.

Gold Current Account Features and Advantages

  • You may buy-sell gold and/or silver via TRY, USD, EUR and GBP current accounts.
  • You may open a gold and/or silver current account and execute buy/sell transactions with 0.01 gr and its multiples.
  • Gold transactions are executed with 995/1000 purity.
  • Silver transactions are executed with 999/1000 purity.
  • Maximum daily transaction limit is 3.000 gr in HSBC Internet Banking, Telephone Banking and our Bank's ATMs. There is no maximum limit in our Bank's branches.
  • You may transfer gold in grams from your Gold Current Account to all other Gold Current Accounts only in HSBC Bank A.Ş.
  • You may transfer silver in grams from your Silver Current Account to all other Silver Current Accounts only in HSBC Bank A.Ş.
  • You may open Gold and/or Silver Current Account through HSBC Bank A.Ş. Branches, HSBC Internet Banking or Mobile Banking.
  • XAU is the code for Gold Accounts. 1 XAU = 1 gram of gold.
  • XAG is the code for Silver Accounts. 1 XAG = 1 gram of silver.
  • No interest is paid to Gold / Silver Current Accounts.
  • HSBC shall neither take hold of nor deliver gold physically to the customers.
  • You may easily execute gold transactions during working hours in HSBC Bank A.Ş. branches and 24/7 in HSBC Internet Banking, Telephone Banking and ATMs.

Gold Time Deposit Account Features and Advantages

  • You may invest in Gold Time Deposit Account with your savings in Gold Current Account and benefit from interest income.
  • Gold Time Deposit Account can be opened with minimum 300 gr of gold.
  • Minimum maturity is 32 days.
  • You may open Gold Time Deposit Account through HSBC Bank A.Ş. Branches, HSBC Internet Banking, Telephone Banking or Mobile Banking.

Please Gold Time Deposit Account Interest Ratesclick to see Gold Time Deposit Account Interest Rates.

Gold Time Deposit Account Interest Rates

  e-deposit t-deposit Time Deposit
0-1 days 0.00% 0,00% 0.00%
2-7 days 0.00% 0,00% 0.00%
8-14 days 0.00% 0,00% 0.00%
15-21 days 0.00% 0,00% 0.00%
22-31 days 0.00% 0,00% 0.00%
32-40 days 0.25% 0.25% 0.25%
41-91 days 0.25% 0.25% 0.25%
92-119 days 0.25% 0.25% 0.25%
120-180 days 0.25% 0.25% 0.25%
181-240 days 0.25% 0.25% 0.25%
241-300 days 0.25% 0.25% 0.25%
301-364 days 0.25% 0.25% 0.25%
365-385 days 0.00% 0.00% 0.00%

How to Apply

Please click here for account opening procedure and documents for Turkish and Foreign Citizens here for account opening procedure and documents for Turkish and Foreign Citizens.

Terms and Conditions

If you already have an account with HSBC Bank A.Ş., you do not need to fill out an application form, prepare supporting documents, or even go to the bank to open another account. You can open a new demand or time deposit account with a simple instruction through HSBC Telephone Banking 0850 211 0 111, HSBC Internet Banking www.hsbc.com.tr or HSBC Mobile Banking.

Prospective customers can visit any HSBC Bank A.Ş. Branch to open an account. The following information and documentation should accompany first-time applications.

  • Proof of Identification (photocopy of TR National ID Card, TR Driver's License or Passport for real persons of Turkish citizenship, photocopy of passport or Residency document/certificate for real persons of foreign citizenship)
  • TR Identification Number(Tax identification number for real persons of foreign citizenship)
  • Residence Permit

For More

For further information please call HSBC Telephone Banking 0850 211 0 111 or visit HSBC Internet Banking or HSBC Bank A.Ş. Branches.