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Discover Investment Solutions Suitable with Your Risk Profile

Find out your risk profile and most suitable investment solutions for you.

What is Risk Profiling Questionnaire and Suitability Test?

HSBC Conducts Risk Profiling Questionnaire and Suitability Test is Prepared by HSBC to;

  • Measures your attitude towards investment related risks,
  • Assesses your knowledge and experience on financial markets and determines your risk appetite,
  • Determine suitable products / services for you.

Why is your Risk Profile Important?

HSBC identifies your risk tolerance in accordance with your expectation of return with its expertise on global markets. Risk Profile determined directly by information you declare, helps you choose suitable products and services on your investment decisions.

Which Factors are Considered to Determine Your Risk Profile?

Your risk profile, which can guide you while making your investment decisions, is determined by the following elements after detailed analysis made by our bank.

  • Investment purpose,
  • Investment experience,
  • Investment maturity,
  • Risk tolerance in accordance with your expectation of return.

You can determine your Risk Profile via HSBC Branches, HSBC Bank Internet Banking, or HSBC Mobile Banking and start to make investment decisions.


Risk Profiles

Suitable Investment Products on HSBC

Since you are unwilling to accept any investment risk, financial products that may fluctuate in value are not suitable for you. Products that are suitable for you will be cash based and pay interest at the prevailing rates. The value of your money may be eroded by inflation over time.

This profile does not have a suitable investment product since the customers in this profile do not want to take any risk.

 

Suitable Investment Products on HSBC

Since you are only willing to accept a very low level of investment risk only financial products whose values are likely to fluctuate a very small amount are suitable for you. These products may provide better returns than cash based investments with the aim of keeping pace with inflation. Very low risk products can still fall in value to below the amount you invest.

 

Suitable Investment Products on HSBC

You are only willing to accept a low level of investment risk than average and only financial products whose values are likely to fluctuate a small amount are suitable for you. These products may provide better returns than cash based investments with the aim of keeping pace with inflation. Low risk products can fall in value to below the amount you invest.

 

Suitable Investment Products on HSBC

You are prepared to accept a moderate level of investment risk for the increased potential to earn higher returns. Financial products that are moderate risk are suitable for you and you accept that although these products may provide better returns over time they are likely to fluctuate in value. Moderate risk products can fall in value to below the amount you invest, and are more likely to do so than lower risk investments.

 

Suitable Investment Products on HSBC

You are prepared to accept a high level of investment risk for the potential to earn higher returns. Financial products that are high risk are suitable for you and you accept that the value of high risk products can fluctuate significantly. High risk products can fall in value to significantly below the amount you invest, and are more likely to do so than moderate or lower risk investments.

 

Suitable Investment Products on HSBC

You are prepared to accept a very high level of investment risk for the potential to earn much higher returns. Financial products that are very high risk are suitable for you and you accept that the value of these types of products can fluctuate substantially. Very high-risk products can fall in value to substantially below the amount you invest, and are much more likely to do so than moderate or lower risk investments.