Annual Fee
Standard Credit Cards
Stardard Credit Cards
Card Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
Classic |
- |
TRY 206 |
- |
- |
Included |
Gold |
- |
TRY 258 |
- |
- |
Included |
Platinum1 |
- |
TRY 293 |
- |
- |
Included |
Miles / Travel Credit Cards |
- |
TRY 340 |
- |
- |
Included |
Contactless - NFC Credit Cards
Contactless - NFC Credit Cards
Card Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
Classic3 |
- |
TRY 224 |
- |
- |
Included |
Gold1 |
- |
TRY 270 |
- |
- |
Included |
Platinum |
- |
TRY 304 |
- |
- |
Included |
Miles / Travel Credit Cards2 |
- |
TRY 340 |
- |
- |
Included |
Supplementary Card Annual Fee
Standard Credit Cards
Standard Credit Cards
Card Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
Classic |
- |
TRY 97 |
- |
- |
Included |
Gold |
- |
TRY 123 |
- |
- |
Included |
Platinum6 |
- |
TRY 142 |
- |
- |
Included |
Upper Segment7 |
- |
TRY 167 |
- |
- |
Included |
Contactless - NFC Credit Cards
Contactless - NFC Credit Cards
Card Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
Classic8 |
- |
TRY 110 |
- |
- |
Included |
Gold9 |
- |
TRY 133 |
- |
- |
Included |
Platinum10 |
- |
TRY 146 |
- |
- |
Included |
Upper Segment7 |
- |
TRY 167 |
- |
- |
Included |
Renewal Fee
Credit Card
Credit Card
Card Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
-11 |
Branch |
TRY 12 |
- |
- |
Included |
|
|
|
|
|
|
Cash Advance Fee
HSBC
HSBC
Transaction Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
|
HSBC |
1% |
- |
- |
Excluded |
|
ATM |
1% |
- |
- |
Excluded |
Other Banks (Domestic)
Other Banks (Domestic)
Transaction Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
|
ATM |
3.50% + TRY 0.50 |
- |
- |
Excluded |
Other Banks (International)
Other Banks (International)
Transaction Type |
Channel |
Fee/Commision |
Min. Amount |
Max. Amount |
BSMV (Banking and Insurance Transaction Tax) |
|
ATM |
1% |
- |
- |
Excluded |
Shopping Loan Interest Rates**
Shopping Loan Interest Rates**
|
Min. Amount |
Max. Amount |
Min. Rate (%) |
Max. Rate (%) |
Monthly Shopping Loan Interest (TRY) |
- |
- |
- |
1,80% |
Monthly Shopping Loan Interest (USD) |
- |
- |
- |
1,44% |
Cash Advance Interest Rates**
Cash Advance Interest Rates**
|
Min. Amount |
Max. Amount |
Min. Rate (%) |
Max. Rate (%) |
Monthly Cash Advance Interest (TRY) |
- |
- |
- |
1,80% |
Monthly Cash Advance Interest (USD) |
- |
- |
- |
1,44% |
Default Interest Rates**
Default Interest Rates**
|
Min. Amount |
Max. Amount |
Min. Rate (%) |
Max. Rate (%) |
Monthly Default Interest (TRY) |
- |
- |
- |
2,10% |
Monthly Default Interest (USD) |
- |
- |
- |
1,74% |
Installment Cash Advance
Installment Cash Advance
|
Min. Amount |
Max. Amount |
Min. Rate (%) |
Max. Rate (%) |
Monthly Installment Cash Advance Interest (TRY)** |
- |
- |
- |
1,80% |
Advance Installment
Alo Taksit
|
Min. Amount |
Max. Amount |
Min. Rate (%) |
Max. Rate (%) |
Monthly Advance Installment Interest (TRY) |
- |
- |
- |
1,80% |
Other
Other
|
Min. Amount |
Max. Amount |
Min. Rate (%) |
Max. Rate (%) |
BSMV (Banking and Insurance Transaction Tax) |
- |
- |
- |
5,00% |
RUSF (Resource Utilization Support Fund) |
- |
- |
- |
15,00% |
**Interest rates displayed in the above table are monthly credit card interest rates and valid starting from 01/05/2021.
According to regulation; credit card users have to pay at min. 20% of the total amount on Bank Statement.
According to same regulation; Since 9th October 2013; If you do not pay 3 times minimum payment amount on your Bank Statement in a year (for Turkish Republic of Northern Cyprus customers 3 times minimum payment of total debt amount); You can not utilize from Cash Advance; Cash Advance with installments and CashPoint features of your HSBC Credit Card, until you pay the total amount.
Unless indicated otherwise, you are obligated to pay annual fee of your credit card starting from the first year.
Premier Miles advantages are only valid for HSBC Premier customers. HSBC Premier Miles Credit Card's annual fee is TRY 340 for main cardholders and TRY 167 for supplementary cardholders. HSBC Premier Credir Card's annual fee is TRY 293 for main cardholders and TRY 142 for supplementary cardholders. If your Premier customer statue ends, you can't benefit from Premier/Premier Miles advantages. If you don't renew your statue, you will be sent HSBC Platinum Credit Card which has your old miles points converted to cash points.
For your credit card application to be valid, your minimum income must be TRY 2020 or above.
HSBC Bank A.Ş. reserves the right to make changes in the specified fees within the scope of legal regulations. An additional 5% BSMV is charged on all transaction fees collected. All expenditures and cash withdrawals made with your Credit Card in currencies other than the original foreign currency USD, regardless of the currency of the transaction, are charged to USD at the rate determined by the international card payment systems institutions. translated and forwarded to our bank. As the exchange rate to be used to convert the USD transaction amount transmitted to our Bank from these institutions to TRY, up to 2% of our Bank's Foreign Exchange Sales rate on the date the transaction record is received by our Bank is used and is reflected in your statement in TRY. If the date your international credit card transaction reaches our bank is on a weekend or a holiday, our Bank uses up to 2% of the foreign exchange sales rate on the last business day before the transaction date.
1Advance Credit Card fee is TRY 293.
2Premier Miles Program Fee.
3The fee is for Hızz Standard Credit Card. Hızz Üniversiteli Credit Card fee is TRY 123.
4Hızz Gold Credit Card Fee.
5Hızz Platinum Credit Card Fee. Advance main card fee is TRY 293.
6Advance Supplementary Card fee is 133 TRY.
7Premier Miles Supplementary Card Fee.
8Hızz Standard Supplementary Card Fee.
9Hızz Gold Supplementary Card Fee.
10The fee is for Platinum Supplementary Card. Advance Supplementary Card fee is 133 TRY.
11It is received if it is renewed due to loss/theft more than two times, without channel separation.