With Allianz Modular Health Insurance, which offers you the freedom to choose according to your needs and budget, you can create a health insurance package tailored specifically for you by selecting only the coverage you need from the available alternatives.
Key Advantages
- Customized Coverage: You can select the modules that best suit your needs from the Modular Health Insurance network options.
- Budget-Friendly: You can tailor your product to fit your budget by evaluating different limit, payment percentage, and deductible options within the modules*.
- Flexible Network: You can freely choose the Contracted Healthcare Institutions you wish to receive services from among the various Network options offered.
- Free Screenings: Once a year, you can have Mammography and PSA** screenings performed free of charge without affecting your no-claims bonus. (For those aged 40 and over)
- Lifetime Renewal Guarantee: After a 3-year uninterrupted insurance period, you can secure the "Lifetime Renewal Guarantee."
- Allianz World of Benefits: Additionally, you can benefit from advantages such as Dr. Allianz*, Preferred Institutions, nursing services, and family discounts.
- Tax Benefit: If you are a salaried or self-employed taxpayer, you can deduct the premiums you pay from your taxable income in accordance with the Income Tax Law.
*Module refers to coverage groups.
**PSA and Mammography services are only available to our customers aged 40 and over.
***Dr. Allianz is a free 24/7 health consultation line for Allianz health insurance policyholders. The Dr. Allianz health consultation service can be accessed via the Allianz'ım mobile application.
Who Can Benefit?
Our customers aged 0-64 can benefit from Modular Health Insurance.
Benefits / Modules
With the Inpatient Treatment, Outpatient Treatment, Maternity, Dental & Eyeglasses, and Additional Services modules, you can customize your policy with the modules of your choice and safeguard your health with the coverage that best suits your needs.
Network Options*
Based on your budget and needs, you can determine the healthcare institutions you want to receive services from, thus choosing healthcare institutions that suit your budget! You can determine the service network you need from the Blue, Green, Yellow, and White network options offered.
*Network refers to the Contracted Institution Network.
Create Your Own Product!
- Determine your preferred modules!
- Choose the Contracted Institution Network you wish to receive services from.
- Shape your preferences for Limits, Payment Percentages, Co-payments, and Deductibles offered within the modules according to your needs.
For more detailed information, please visit your nearest HSBC Bank branch.
*HSBC Bank A.Ş. is an agent of Allianz Sigorta A.Ş.