TRY Modern Account interest earning upper limit was increased to TRY 10,000,000 from TRY 5,000,000, balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns, were updated effective from 15 June 2026.
Balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns, are applied to all existing and new Modern Accounts to be opened starting form the date stated for update. Interest earning lower limit shall change, in the case of increase or decrease in the balance of a Modern Account.
No interest is applied to the sum of the balance up to interest earning lower limit in the current account. The interest rate is applied to the amount of the balance in Modern Account that is above the interest earning lower limit, set by the Bank according to the balance breakdowns, up to the interest earning upper limit.
Balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns effective as of 15 June 2026, are stated in the below tables.
TL
| Total Modern Account Balance |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| TRY 0 – 250,000 |
TRY 30,000 |
| TRY 250,000.01 – 500,000 |
TRY 60,000 |
| TRY 500,000.01 – 1,000,000 |
TRY 100,000 |
| TRY 1,000,000.01 – 1,500,000 |
TRY 125,000 |
| TRY 1,500,000.01 – 2,500,000 |
TRY 175,000 |
| TRY 2,500,000.01 – 3,500,000 |
TRY 250,000 |
| TRY 3,500,000.01 - 5,000,000 |
TRY 350,000 |
| TRY 5,000,000.01 - 7,500,000 |
TRY 500,000 |
| TRY 7,500,000.01 - 11,000,000 |
TRY 1,000,000 |
USD
| Total Modern Account Balance |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| USD 0 – 152,000 |
USD 2,000 |
EUR
| Total Modern Account Balance |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| EUR 0 – 152,00 |
EUR 2,000 |
GBP
| Total Modern Account Balance |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| GBP 0 – 152,000 |
GBP 2,000 |