TRY Modern Account interest earning upper limit was increased to TRY 5,000,000 from TRY 3,000,000, balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns, were updated effective from 25 February 2026.
Balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns, are applied to all existing and new Modern Accounts to be opened starting form the date stated for update. Interest earning lower limit shall change, in the case of increase or decrease in the balance of a Modern Account.
No interest is applied to the sum of the balance up to interest earning lower limit in the current account. The interest rate is applied to the amount of the balance in Modern Account that is above the interest earning lower limit, set by the Bank according to the balance breakdowns, up to the interest earning upper limit.
Balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns effective as of 25 February 2026, are stated in the below tables.
TL
| Balance Breakdown |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| TRY 0 – 250,000 |
TRY 30,000 |
| TRY 250,000.01 – 500,000 |
TRY 60,000 |
| TRY 500,000.01 – 1,000,000 |
TRY 75,000 |
| TRY 1,000,000.01 – 1,500,000 |
TRY 100,000 |
| TRY 1,500,000.01 – 2,500,000 |
TRY 150,000 |
| TRY 2,500,000.01 – 3,500,000 |
TRY 200,000 |
| TRY 3,500,000.01 - 5,000,000 |
TRY 300,000 |
USD
| Balance Breakdown |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| USD 0 – 150,000 |
USD 2,000 |
EUR
| Balance Breakdown |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| EUR 0 – 150,00 |
EUR 2,000 |
GBP
| Balance Breakdown |
Interest Earning Lower Limit
(Not Subject to Interest Application) |
| GBP 0 – 150,000 |
GBP 2,000 |