Modern Account Interest Earning Lower and Upper Limits

TRY Modern Account interest earning upper limit was increased to TRY 3,000,000 from TRY 2,000,000, balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns, were updated effective from 27 June 2025.

Balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns, are applied to all existing and new Modern Accounts to be opened starting form the date stated for update. Interest earning lower limit shall change, in the case of increase or decrease in the balance of a Modern Account.

No interest is applied to the sum of the balance up to interest earning lower limit in the current account. The interest rate is applied to the amount of the balance in Modern Account that is above the interest earning lower limit, set by the Bank according to the balance breakdowns, up to the interest earning upper limit.

Balance breakdowns and interest earning lower limits, set by the Bank for these balance breakdowns effective as of 27 June 2025, are stated in the below tables.

TL

Balance Breakdown	Interest Earning Lower Limit (Not Subject to Interest Application)
TRY 0 – 250,000	TRY 30,000
TRY 250,000.01 – 500,000	TRY 40,000
TRY 500,000.01 – 1,000,000	TRY 60,000
TRY 1,000,000.01 – 1,500,000	TRY 75,000
TRY 1,500,000.01 – 2,000,000	TRY 100,000
TRY 2,000,000.01 – 3,000,000	TRY 150,000

USD

Balance Breakdown	Interest Earning Lower Limit (Not Subject to Interest Application)
USD 0 – 150,000	USD 2,000

EUR

Balance Breakdown	Interest Earning Lower Limit (Not Subject to Interest Application)
EUR 0 – 150,00	EUR 2,000

GBP

Balance Breakdown	Interest Earning Lower Limit (Not Subject to Interest Application)
GBP 0 – 150,000	GBP 2,000