Annual t-deposit Interest Rates (%)

t-deposit minimum account opening amount is 500 TRY, 1000 USD/EUR/GBP and 300 gr. XAU.
Maximum limit is 300.000 TRY, 150.000 USD/ EUR/GBP and 3.500 gr. XAU.

You can open a t-deposit account instantly using your HSBC Telephone Banking password.

Please click here to get a password. to get a password.

*Above rates are annual deposit rates indicator of HSBC BANK A.Ş. for t-deposit accounts in Turkey. All rights for giving different rates to the customers are reserved.

Annual Time deposit Interest Rates (%)

*Above rates are, minumum annual deposit rates indicator of HSBC BANK A.Ş.; all rights for giving different rates to the customers are reserved.

Overdraft Account Monthly Interest Rate & Late Payment Rate

*Interest rates are valid as of January 1, 2026

Monthly Interest Rates on Consumer Loans

Interest Rates on TL Loans

HSBC Bank A.Ş. reserves the right to change the interest rates at any time without prior notice.

*It is optional to have Credit Life Insurance. Bank’s interest rates may vary depending on whether you prefer Credit Life Insurance as shown in the examples provided above.

Limits and Guarantees on Consumer Loans

In accordance with the legal regulations, the maximum maturity of consumer loans is 24 months for amounts over TRY 125,000 and 12 months for amounts over TRY 250,000.
Our bank reserves the right to request additional collateral and change the collateral.

(1) The specified guarantees are not mandatory and they can be made based on the customer's request.